Unsecured loans & Credit Lines. Our unsecured loans and lines of…

Our signature loans and credit lines might help with almost any form of need.

  • House
  • Unsecured loans and Credit Lines

Versatile, fast and options that are affordable

Our signature loans are versatile loans for just about any need – debt consolidating, do it yourself, medical bills, a marriage, or an expense that is unexpected. You have got needs, and then we’ve got choices, including fixed-rate loans, secured personal loans, and credit lines.

With a loan that is personal we provide the security of fixed interest levels, fixed payments and prices which are less than typical bank cards. Each of our loans were created together with your wellbeing in your mind, and that’s why our loans that are personal help with anything from overdraft security on your own bank account to addressing a crisis.

Have actually questions regarding which loan is suitable for you? Communicate with us or see your branch that is local we will allow you to select and use for the loan that is perfect for your economic wellness.

Competitive Minimal Prices

We’ll work to you for a loan and payment term that is the best for your needs.

Debt & Loan Protection 2

We are able to assist protect your credit that is good from pros and cons of life.

Various Loans To Your Requirements

If you want to borrow funds, we’ll help discover the right loan for your preferences.

  • Debt Consolidation
  • Overdraft Protection
  • Signature Loans
  • Credit line
  • Secured Finance

Personal Bank Loan

A loan that is flexible any need.

  • A good loan selection for costs bad credit installment loans like medical bills, house repairs, training expenses, debt consolidating and just about every other large purchase.
  • Borrow as much as $25,000
  • Prices starting at 5.40per cent APR 1 with terms as much as 5 years
  • Fixed, low prices and re re payments
  • No loan origination costs
  • No prepayment penalties or fund charge refund for very early re payment
  • Skip-A-Pay program available?
  • Free credit file and monetary help solutions

Overdraft Protection Credit Line

Get simple, worry-free security as much as $500 in your Patelco account that is checking.

  • A way that is great increase investing energy between paychecks
  • $500 borrowing limit (could be increased upon demand)
  • Pay just interest in the quantity you utilize
  • Prices starting at 9.50% APR 1
  • No monthly, cash loan, or use charges
  • Skip-A-Pay system available 2
  • Helps build or rebuild credit whenever re re re payments are available on time

Signature Personal Credit Line

Affordable funds whenever you will need them.

  • Great choice if you want cashflow freedom
  • Re re Payments predicated on quantity lent
  • As much as $25,000 borrowing limit
  • Prices starting at 10.00% APR 1
  • No prepayment charges
  • Skip-A-Pay system available 2
  • Access your funds online, by ATM, by phone, or at a neighborhood branch
  • Free credit history and support that is financial

Savings Secured Loan

Cost cost Savings turn into a loan choice that is smart

  • Borrow as much as 100per cent associated with funds in your Patelco family savings
  • Terms as much as five years
  • Prices starting at 2.50% APR 1
  • Fixed rate of interest (predicated on credit approval)
  • No prepayment charges
  • Skip-A-Pay program available 2
  • Free credit history and support that is financial

Certificate loan that is secured

Leverage your certification for a financial loan

  • Borrow as much as 100per cent for the balance on any Patelco certification
  • Terms as much as 5 years
  • Always check prices
  • Fixed rate of interest (predicated on credit approval)
  • No prepayment charges
  • Skip-A-Pay system available 2
  • Free credit history and support that is financial

For what you need

Fixed, low prices and re re payments

Borrow as much as $50,000

Terms as much as 5 years

SIGNATURE PERSONAL CREDIT LINE

For back-up funds

Re Payments centered on quantity lent

As much as $25,000 borrowing limit

Terms as much as 5 years

OVERDRAFT PERSONAL CREDIT LINE

For accidental overage on checking

Pay just interest in the quantity you employ

$500 borrowing limit (may be increased upon demand)

No month-to-month, advance loan, or use charges

SAVINGS SECURED LOAN

Borrow on cost savings

Fixed rate of interest (predicated on credit approval)

Borrow as much as 100per cent associated with the funds in your Patelco family savings

Terms as much as a decade

CERTIFICATE SECURED LOAN

Borrow on a CD

Fixed rate of interest (considering credit approval)

Borrow as much as 100per cent of this stability on any Patelco certification

Terms as much as five years

Loan Re Payments Calculator

Exactly What would my loan payment be?

Can I combine my own financial obligation in to a brand new loan?

Figure out how quickly you can get away from financial obligation and exactly how much interest you might conserve. Browse the calculator.

Simple, safe advantages

No Prepayment Charges

No Prepayment Penalties

We will not charge a fee for settling your loan early.

Online & Mobile Phone Banking

On Line & Cellphone Banking

Handle your hard earned money firmly from practically anywhere.

No application costs

No application charges

No application costs

Unlimited On Line Bill Pay

Unlimited On Line Bill Pay

Freedom to bay your bills online quickly and firmly

Economic training tools and seminars

Financial education tools and seminars

Our mission will be allow you to create your monetary wellbeing

Fast and loan application that is easy

Fast and simple application for the loan

Fast and simple application for the loan

1. APR (Annual Percentage Price). All loans are susceptible to credit approval, limitations use, prices are susceptible to alter. Loan prices offered effective 4/23/2020. Patelco provides a selection of base prices and discounts that rely on factors such as for instance credit kind, credit rating, loan term, and Patelco account relationship. Additional discounts may apply. Real rates are disclosed to approved candidates on paper ahead of loan consummation and may also be because high as 15.40per cent APR. For more information on prices, terms, and exclusive discounts for users, such as for example Commitment domestic, call 800.358.8228 or go to any Patelco branch. The APR range is 5.40% to 18.40% with terms offered by 6 to 60 months. Example, if you will get a loan of $10,000 with and interest of 7.40per cent without any origination cost while making 48 monthly premiums of $242.05, your money costs would be $1,618.13 which will create your total payment amount $11,618.13

2. A $25 charge will be put into the mortgage stability whenever Skip-A-Pay is employed.