Investing involves risk including the possibility of loss.

About Fidelity InvestmentsFidelity’s objective will be make expertise that is financial available and effective in aiding individuals reside the everyday lives they need. With assets under management of $5.2 trillion, including handled assets of $2.1 trillion at the time of Nov. 30, 2015, we concentrate on meeting the initial requirements of a diverse pair of customers: assisting significantly more than 24 million people spend their very own life cost savings, nearly 20,000 organizations handle worker advantage programs, in addition to supplying almost 10,000 advisory companies with technology methods to spend their particular consumers’ money. Independently held for pretty much 70 years, Fidelity employs 42,000 associates that are centered on the long-lasting success of our clients. To find out more about Fidelity Investments,

About U.S. BankMinneapolis-based U.S. Bancorp (NYSE: USB), with $416 billion in assets at the time of September 30, 2015, may be the moms and dad business of U.S. Bank nationwide Association, the 5th biggest commercial bank in america. The business runs 3,151 banking workplaces in 25 states and 5,001 ATMs and offers a comprehensive type of monetary solutions to customers, organizations and institutions. Browse U.S. Bancorp on the internet at

About Visa Inc.Visa Inc. (NYSE:V) is an international repayments technology business that links consumers, companies, banking institutions, and governments much more than 200 nations and territories to fast, protected and reliable payments that are electronic. We run one of many world’s many processing that is advanced — VisaNet — that is able to handle more than 65,000 transaction communications a moment, with fraudulence protection for customers and guaranteed payment for merchants. Visa just isn’t a bank and will not issue cards, expand set or credit rates and costs for customers. Visa’s innovations, but, allow its standard bank clients to provide consumers more alternatives: pay now with debit, beforehand with prepaid or later on with credit services and products. To get more information, see, and @VisaNews.

Fidelity, Fidelity Investments, Fidelity Investments 529 university benefits and also the Fidelity Investments and Pyramid Design logo design are authorized service marks of FMR LLC.

The party that is third showing up herein will be the home of these particular owners.

The creditor and issuer of this cards that are fidelity-branded the program is Elan Financial Services, pursuant to a permit from Visa U.S.A. Inc.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

В© 2016 FMR LLC. All legal rights reserved.

1 Cardmembers will make 2 points per buck in web acquisitions (purchases minus credits and returns) which they charge. Account should be available as well as in good standing to make and redeem benefits and advantages. The two% benefits value is applicable simply to points redeemed for a deposit into an Fidelity that is eligible account. The redemption value is significantly diffent if cardmembers decide to redeem their points for any other benefits. Other limitations use.

2 The APR and charges can vary, and also as of 1-4-16, the variable APR for Purchases and Balance Transfers is 14.24%. The APR that is variable payday loans is 24.24%. Cash loan charge: 3% of every advance quantity, $5 minimum. Convenience Check cost: 3% of each and every check quantity, $5 minimum, Cash Equivalent charge: 3% of each and every money quantity, $5 minimum. Balance Transfer charge: 3% of each and every transfer quantity, $5 minimum. There clearly was a $2 minimal interest fee where interest is born. The fee that is annual $0. International Transaction cost: 1% of each and every purchase that is foreign or international ATM advance deal in U.S. Dollars. 1% of every international purchase deal or international ATM advance deal in a Foreign Currency. Elan Financial Services may alter APRs, costs, as well as other Account terms as time goes by centered on Elan Financial Services to your experience and its own affiliates as supplied underneath the Cardmember Agreement and relevant legislation.

3 information supplied by FIA Card Services. Information reflects cardholder task through November 30, 2015.

4 The bank cards are released by and administered by Elan Financial solutions, an unit of U.S. Bank. U.S. Bank just isn’t a joint venture partner of Fidelity Investments.

5 qualified records include most nonretirement registrations along with conventional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity В® -managed 529 university Savings Arrange records and certain Fidelity that is advisor-sold 529 university Savings Arrange records. The capacity to donate to an IRA or 529 college savings prepare account is at the mercy of IRS guidelines and particular system policies, including those on eligibility and yearly and maximum share restrictions. If a cardholder promises to deposit points in an account that is eligible it really is their obligation to make sure that the account is the one which is why efforts with the person could be accepted and that, under relevant taxation legislation, they truly are qualified to make efforts to that particular take into account the entire year that the deposit is created. The menu of qualified enrollment kinds may change without warning at Fidelity’s single discernment. To learn more about whether a registration that is particular qualified, please call 800-FIDELITY (800-343-3548). Please contact your consultant to find out whether your look at this web site advisor-sold FidelityВ®-managed 529 university Savings Arrange account is entitled to the program.

6 Minimum points to redeem a cash reward into an eligible Fidelity account is 5,000, equal to $2,500 invested.

7 the capability to subscribe to an IRA or 529 college savings prepare account is at the mercy of IRS guidelines and program that is specific, including those on eligibility and yearly and maximum share limitations. If a cardholder promises to deposit points in a qualified account,|account that is eligible} it’s their duty to ensure the account is certainly one which is why efforts with the person may be accepted and therefore, under relevant taxation legislation, they truly are entitled to make efforts to this account fully for the season that the deposit is manufactured. The menu of qualified enrollment kinds may alter without warning at Fidelity’s single discernment. To find out more about whether a particular enrollment is qualified, please call 800-FIDELITY (800-343-3548).

8 Cardmembers have the effect of the price of any items or solutions bought by the Visa Signature Concierge on cardmembers’ behalf.